Results for category "Banks"

Equities First Holding Gives a Solution to the Financial Lending Through Their Use of the Stock-Based Loans

Equities First Holdings is a leading company that specializes in the use of stocks to issue loans to their clients. The company also targets the wealthy individuals and small businesses that are in need of fast working capital. During the financial market crisis, there is always inevitable fluctuation. However, the use of stocks as collateral is one of the most innovative ways of securing fast working capital. As a matter of fact, no one has the better business capability to secure enough money as loans during the economic crisis.

During this time, banks and other credit-based companies tighten their lending options. For this reason, few people get to apply for the loans. As a matter of fact, the loans are also characterized by the non-purpose feature that lets you have the loan without stating the intended use as a way of qualification. For this reason, its adoption has risen on a massive scale.Equities First Holdings has also been noted as one of the most trusted companies issuing fast working capital in a manner that is not anticipated in the industry.

For this reason, they end up working for capabilities that eliminate worse business practices in the industry. For Equities First Holdings, they issue loans using stocks as collateral. If you want to secure a loan with the company, you must first hand over the shares for evaluation. Once they are evaluated, you can go in and get the qualified loan with the lowest interest rates during the economic crisis. The loan term is often three years. During these years, you are allowed to pay the loan at your pace. If you fail to pay the loan within the stated time, your stocks will be liquidated to pay for the taken loan. For this reason, people end up working o save the loans for future reasons.

What Equities First Holdings offers

Equities First Holdings, LLC, is a leader in offering alternative financing solutions to its shareholders. It is also known for specializing in the development of efficient lending solutions for high net worth businesses or individuals requiring non-purpose capital. What allows the firm to be in a position of operating on a deal-by-deal basis is the fact that the company is hyper focused.It is focused on offering stock-based loans and margin loans in an economic atmosphere where other lending institutors and banks have tightened their lending criteria. Investors are offered tailored and straight forward transactions from the firm to empower them to be in a position of accessing funding efficiently and quickly.

For a long time, the company has specialized in offering loans to individuals who require raising capital swiftly and fast. It has become one of the trusted entities as years go by to assist individuals or businesses acquire fast working capital in cases of an economic crisis. In 2008, the United States was affected by an economic crisis, and things are coming to its worse considering that Britain existed from the European Union. The world is in an economic crisis, and Equities First Holdings is here to help during these times. During economic crisis, there are instances of inevitable fluctuation of stocks.Equities First Holdings are specialized to offer stock-based loans which provide a base between the loan and solving the problem. With the help of these loans provided by the firm, the world becomes better regardless of the economic crisis. During the economic crises, financial institutions and banks are known for tightening their lending capabilities which affect various individuals and business.

In those times, every individual and businesses are looking for a place they can acquire a loan to stabilize them and the Equities First Holdings is where everybody goes. Not only have the financial institutions tightened their capabilities, but also increased their interest rates making it hard for people to take loans from them. Due to this, Equities First is seen as the best alternative for loan and you can never go wrong with Equities First Holdings.

Equities First Points Out Changing Pattern

Equity First Holdings has seen the traction of stock-based loans as the next option for borrowers seeking working capital at the fastest rates possible. For this reason, the use of these loans has worked for the benefit of those seeing the traction of the stocks as collateral to the loan. The United States is struggling to cope up with the recanting 2008 financial crisis that hit the world. As a matter of fact, the situation is worsening by the British Exit from the European Union. The company has sought to increase the investment opportunities using the traditional vehicles of investments such as bonds, stocks, and the mutual funds.

The economic situation is growing worse with the worse financial capabilities. About Equity First Holdings, this situation makes business to them. Because many people work to secure fast working capital, they are made to choose Equity First Holdings. Banking institutions and alternative financial companies have tightened their issuance of the credit-based loans using stocks as collateral. The company has also seen the issuance of stock-based loans as one of the biggest achievements in the history of financial services and alternative sources of capital. The company has also noticed that more investors are seeking the use of stocks as sources of capital during these harsh economic capabilities.

If you decide to use stocks as collateral to gain the stock-based loans, you are keeping up with the latest trend in these criterions. According to the company, they believe that the banks have tightened their lending capabilities to decrease the effect of the harsh economic environment. However, there is need to ensure than the company gets a better source of clients. While you can understand this capability following the harsh economic criteria enforced by the 2008 economic crisis, people will never cease to look for other sources of alternative financial capacities. For this reason, the stock-based loans come to them through Equity First Holdings is one of the most innovative ways to secure fast working capital.

Since 2002, the company has worked to cover more than 2,000 transactions. As a matter of fact, these operations have accrued more than $2 billion in issue. However, the company does not view these transactions as a big deal. They are basic entities of business during this harsh economic crisis. While most people view these stock-based loans seamless with the margin loans, there are many marked differences in the. Stock-based loans are better than the margin loans.

Models of business followed by Equities First Holdings

In the recent years, there has been a financial crunch, and even though indicators show recovery, transactions such as borrowing money from banks has become very complicated. Getting the bank to offer one a loan, whether at an individual level or as a company has become close to impossible, and what is even more discouraging is the fact that when the borrowing is allowed, the terms of returning the money are so tough that people simply opt to stay away from the loans. This has forced investors to start looking for different sources of capital, especially investment capital. One investment bank that is offering a great option for investment is UK’s Equities First Holdings. The company makes use of stocks as collateral for their loans.

The first thing that investors don’t know about stocks is the fact that they will always have a high loan to value ratio, when compared to the bank loan. However, this does not make them an invalid alternative to the loans. They are the best option for everyone that cannot access the regular bank loan. During the regular three year loan term, there are lots of market fluctuations that will happen. This however does not mean that you will suffer if you used your stock as collateral. As a matter of fact, you will have an easier time because the market is already on the downside.

People have also not understood the clear difference between margin loans and stock loans. The margin loans are different in that one needs pre-qualification before they can access the credit. They will also be needed to state the intended use of the money and the loan to value ratio will be between 10 and 50 percent. The advantages that come from the stock loan include a fixed 3 to 4 percent interest rate. You might also manage to walk away from the loan even after the stock value has gone down and the loan to value ratio is up to 75 percent.

Equities First Holdings was created to benefit people who need alternative capital sources. If you are a holder of publicly traded shares around the world’ major stock markets, you can get a loan from them.


Texas Banking Conference Moves Forward with Innovative Strategies

The President and CEO of NexBank Capital, Inc., Mr. John Holt came together with other bankers at the Reinventing Community Banking forum. The forum discussed opportunities and challenges that bankers are facing in the near future. The forum was made up of banking officials that came together to talk strategy and find solutions that will continue to push the banking industry forward.

Mr. Holt served as a key speaker on the panel for reinventing community banking at the Texas Bankers Association’s conference. The conference was the 5th Annual Strategic Opportunities and M&A Conference which was held in New Orleans, Louisiana recently.

As CEO of NexBank Mr. Holt is the leader of a growing banking institution that is pushing forward innovative concepts. NextBank prides itself as being a banking institution that is moving the digital economy in the right direction. Customers are able to utilize NexBank’s mobile banking services and dependable customer services.

NexBank offers customers and investors competitive rates for 1 year, 2 year, and 18 month certificates of deposits. NexBank’s main location is conveniently located in the heart of Uptown Dallas, Texas. In all there are four Nexbank locations that are in the Dallas, Texas area. Nexbank offers customers commercial banking, investment banking, and mortgage banking options that they are able to take advantage of.

Recent news about Nexbank:

Martin Lustgarten: Leader in Investment Banking

Investment banking is a popular field of study for college students looking to enter into the business world. One of the most popular and competitive fields, Investment banking boasts some of the highest starting salaries of any field of study. Investment banking is one of the cornerstones of the financial world. These institutions will work hard to serve businesses by offering advice on how to expand investment portfolios and raising capital to grow and save businesses. Businesses can then use this capital to pay employees, hire new employees, or explore other business ventures. Investment banking firms should provide advice and guide businesses for fresh and new ideas for how to raise money for whatever business has hired them.

One such investment banker, Martin Lustgarten got his business start in Austria and Venezuela. he currently resides in Ponte Vedra, Florida. This town boasts some of the strongest real estate markets and gorgeous scenery the country has to offer. Martin Lustgarten is the CEO of Lustgarten, Martin, one of the most prolific investment banking organizations in the country. This firm has its headquarters in Florida. His firm has had incredible success working hard for businesses by closing deals which acquire capital for clients in need of financial assistance.

Starting from humble beginnings, Martin Lustgarten worked hard to make his business a major player on the global stage. Boasting an impressive track record of satisfied and successful clients, Martin Lustgarten has spread his business across the globe to both Singapore and Hong Kong. Through his hard work, Martin Lustgarten has acquired an impressively diverse array of business topics that he uses to give his clients every chance to make their business successful.

Over the years, Martin Lustgarten has helped his clients with financial troubles gain access to the world of global trade. By giving clients access to customers who previously weren’t accessible, Martin Lustgarten is able to help his customers realize their business dreams. Furthermore, this kind of globalization of the economy benefits everyone by increasing the turnover of business options and prospects. Without a doubt, Martin Lustgarten has progressed to a leader in the financial community.


Ricardo Guimares is a man on a mission. To make his grandfather’s bank the best there ever was. He has seen the bank grow 17 folds the last 3 years and seems set on that path.


Ricardo Guimares was born in a business family 52 years ago. His father is a mining a tycoon and his grandfather started Banco BMG in 1930.Guimares seems set on continuing that tradition and has grown the family business to its current heights. It is today the market leader in consigned credit department with over 80% market share. It is one of the richest banks in Brazil.


Banco BMG recently joined Banco Itau to create a new Payroll unit called BMG ITAU PAYROLL. It is expected to provide access to cheap personal loans in Brazil at a time when the country is currently struggling with an economic crisis.


The new outfit will be leveraged 11 times and will have an asset base of $1 billion.BMG contributed $ 300 million, and Itau offered $ 700 million. The new bank will leverage the strengths of both banks.BMG bank is expected to earn $ 5 billion in 5 years from the deal. Read more here….


Ricardo Guimares is a big soccer fan. He follows Clube Atletico Mineiro and was its chairman for 5 years. Ricardo Guimares also recently started a soccer fund. The fund is meant to help soccer players commoditize their brand rights. It already has $ 20 million invested and its growing very fast.


Banco BMG is the largest sponsor of teams in Brazil. It sponsors over 100 teams in all divisions across Brazil. It also has a TV station that helps give the youth exposure to talent scouts.BMG recently announced that it would now sign Marcio Melo.The Tennis star will receive training money and tickets from the Bank.


BMG has an extensive distribution network. It has over 3000 branches and 50000 workers.It has grown thanks to the managerial abilities of Ricardo Guimares.It has dominated the consigned credit department that provides the cheapest form of loans in the market.


Ricardo Guimares Despite coming from a wealthy family is a hard working man.He wakes up early every day and has been known to work out.Guimares advises anyone seeking to enter the Brazilian market to work very hard and be efficient. We wish him all the best.

Ricardo Guimarães gives an Interesting and Intoxicating Insight on the Beer Industry

A new strategy from the giant Ansheuser-Busch InBev is in order to reclaim their sales in the American market that has caused daunting fears for small artisanal beer producers in the U.S., says President Ricardo Guimarães of BMG Bank.

The strategic plan of InBev is based on financial incentives to brewing vendors that concentrate their sales on large brands such as Budweiser and Bud Light. These incentives would lay the foundation of an annual return close to 1.5 million dollars for each of these establishments in which sells beer of the InBev Company corresponding to 98% of total marketing.

The incentives also aim traders who fail to reach the mark of 98% of sales of InBev products: with the brand up to 95% of sales only of beers produced by the giant market, the property would receive an amount in the form of incentives, enough to cover up to half of their marketing expenses with brands.

AB InBev estimates that the individual gain of each trader within the program can reach 200 million dollars annually. The calculation was released in the plan launched by the company in its operational headquarters in the United States in St. Louis, during a meeting with American distributors. AB InBev has experienced a drop in production of 11 million hectoliters, and has lost 4% share of the US beer market, a decrease from 49% to 45%. This market loss started in 2008, when the world’s largest brewer acquired Anheuser -Busch Co. According to InBev, the incentive program proposed by the company is part of its strategy to recover sales in its most profitable sector.

Parallel to the incentive program, AB InBev is awaiting approval from the US Justice Department to buy British brewer SABMiller PLC in a deal around 108 billion dollars, says Guimarães. Both the plan of incentives to merchants, along with the merger approval has generated fear among producers of craft beers of losing a significant portion of their market. According to artisan producers, incentives planned by AB InBev aim to strengthen the market, making the placement of craft beers in trade and even impeding the distribution of such beers for some of the largest distributors in the United States.

A second report by The Wall Street Journal states that the recent operations of InBev in the US market will make it more difficult for the distribution of craft beers in retail. Guimarães reports that both the Attorney General of California and the United States Department of Justice have been investigating the latest moves of the world’s largest brewer in the US market in order to determine the size of the impact that craft brewers suffer from the aggressive strategy of InBev on American soil.

Since 1998 Ricardo Guimarães has been leading the multi-national BMG Bank. As President, Guimarães has continued to strive for excellence in the banking industry ensuring a healthy and equal opportunity family business. His shared vision derives from a long history of the banking services dating all the way back to 1930 when his grandfather founded the Land Credit Bank. With over 80 years of experience, the BMG Bank has earned its spot as a top leader in personal and payroll loans in Brazil.

Ricardo Guimaraes: The Man Behind the Rise of Banco BMG.

The Guimaraes family entered the financial sector in 1930 when Ricardo’s grandfather founded a financial institution known as Land Credit Bank. Under the leadership of Mr. Ricardo Guimaraes, Banco BMG has become a leading financial institution when it comes to payroll loans and personal loans. Banco BMG’s lean structure enables it to offer deals with low default and reduced interest rates.


Up to the mid 90’s, BMG funded retail and wholesale businesses. In the 80’s the bank was a leader in financing light and heavy vehicles and this enabled Brazil’s motor vehicle industry to rise significantly. Due to changing times, Bank BMG began to focus more on the assignment of payrolls, becoming a reference nationwide in this kind of operation.


In July 2012, Banco BMG signed an association agreement with Banco Itau Unibanco SA. The two institutions agreed to supply, distribute, and market Brazil’s payroll loans together. They decided to call the joint venture Banco Itau BMG Payroll SA.


In April 2014, the two financial institutions decided to sign an agreement to unitize their businesses. They concentrated their payroll loan operations under the joint business undertaking. This resulted in better and more efficient operations throughout Brazil. Banco BMG currently owns 40% of the voting and total capital while Itau Unibanco owns the 60% that is remaining.


According to a recent study by Endeavor and Meta, a British research institute, the profile of Mr. Ricardo makes him Brazil’s biggest entrepreneur due to his creativity, dreams, and vision. According to over 9,000 respondents who were interviewed in a recent survey by the two research organizations, almost all the respondents gave “big dream” the highest score and “proactivity” the lowest score.


Banco BMG continues to maintain a tradition of creating and valuing talent in sports and other activities related to art in the state of Minas Gerais. The bank has been sponsoring various categories all over Brazil especially in the visibility and prominence of athletes in the international arena.


According to Mr. Ricardo Guimaraes, it is vital to give support to Brazil’s dedicated, committed, and disciplined sportsmen, who are aiming to attain high goals. Such values are cherished highly by Banco BMG.

Ricardo restates that the partnership between BMG and Banco Itau Unibanco is aimed at presenting the name of the organization within the sports scent so that miners are also recognized nationwide.
Under Mr. Ricardo’s leadership, miners, as well as Banco BMG alongside its partners, have continued to make a real name for themselves in Brazil to their services to the country. It is no wonder that Mr. Ricardo continues to be a top Banker in Brazil.