Results for category "Marketing Expert"

Financial Advisor David Giertz Talks About HSAs and Long-Term Care Insurance Policies

Dublin, Ohio’s David Giertz is a financial professional who has helped many people save and plan for retirement over the past thirty years. He says that retirement requires a lot of planning which is why people reach out to financial advisors like him in order to receive professional help. One thing that he as talked about is whether people should choose an HSA or long-term care insurance when planning for how to pay for their healthcare.

David Giertz says that everyone should be saving unless the hit the lottery. He says that most people should be saving somewhere between 10% to 15% of their income each and every year. This money should be invested in a diverse way with a mix of stocks and bonds depending on a persons risk tolerance. He said that during his time as an executive at Nationwide Financial Distributors he saw that many clients of this company just weren’t saving enough to have the future they were hoping for.

As everyone knows, healthcare costs in America are extremely high. David Giertz says that many people are paying $10,000 a year or more just for their health insurance policy. Long-term care insurance can be a part of a person’s financial plan. This will help them if they end up needing living assistance. If a person suspects this will happen to them than he says they need to go out and buy a long-term care insurance policy right away.

HSAs (health savings accounts) are another great way to save not only for medical care but for anything past age 65. The max people can put into these accounts is $3400 for single people and $6750 for families. As David Giertz points out one of the great things about an HSA is that the person owns it. They can change jobs and take their HSAs with them.

The money in an HSA can be invested, allowing it to grow over time. Each HSA offers different funds. Some have great low-cost options but unfortunately some do not. Either way the money should grow over time, just not as much in a higher fee fund.

The RealReal

The RealReal is a huge marketplace full of authentic luxury fashion items from top-notch designers people can buy and sell online. It is originally based in San Fransisco but mainly makes commission through their popular website. In addition to that, they guarantee their products authenticity 100% and credibility along with their customers satisfaction and great reviews. They also offer international shipping to 61 countries on all of their items as well! Lots of customers happily enjoy the websites sales and receiving 70%-90% off deals on lots of extravagant items. The RealReal offers hundreds of lavish products ranging from:

  • Womens Fashion
  • Mens Fashion
  • Jewelry, Accessories & Shoes
  • Home Decor
  • Fine Art Paintings
  • Beauty
  • Kids Clothing
  • His and Her Gifts

Their categories are always full of exciting new arrivals and beautiful products in excellent condition! Many of these items come from well-known companies such as:

  • Chanel
  • Gucci
  • Christian Louboutin
  • Prada
  • Louis Vuitton
  • Celine
  • Versace
  • Moschino
  • Ray-Ban
  • Tiffany & Co
  • Tom Ford
  • Alexander Wang
  • Yezzy

and so much more!

While only operating for six years, The RealReal wants 2018 to be the “year of the pop up”. The company hopes to bring up and expand more new stores in different locations. Julie Wainwright is the current CEO of The RealReal and states theres is a total of six RealReal stores across the United States. It will soon be seven with another store opening up in New York this year! With millions of dollars pouring in every year from thousands of consumers, The RealReal has seen lots of success with their business. There has been dozens of interviews and talks for how much her company made last year-which was over $500 million in merchandise! Julie plans on expanding her operation even more and holding more open dates to the public. The RealReal is growing everyday with new products and new customers buying constantly!